Snap offers alternative financing for people with low or no FICO scores.

Has your credit score taken a hit? Have you been denied traditional financing? Or maybe don't have any credit history, good or bad? Don't worry, you're not alone! Walker Mattress and Furniture is here to help! Better sleep and awesome furniture is an investment, but it shouldn't break the bank. Get the flexibility to pay for your mattress or furniture over time with just $39 down.

With Snap there's No Credit Required. Pay over time with Snap for as low as $39 down! Get approved in minutes for up to $3,000 with flexible payments. Plus, own it in 100 days for just $39 down. Applying takes minutes and it won't impact your FICO score.

Snap Finance - Apply Here

How it Works:

  • Apply and get pre-approved
    Complete the online application to see what your Snap spending limit is. Just answer a few easy questions and get approved for up to $3,000.
  • Shop
    Visit our mattress and furniure showroom today and shop for all your home needs.
  • Choose Snap
    When you are ready to checkout, let one of our Walker team members know you've already been pre-approved with Snap. 
  • If you haven't been pre-approved
    Don't worry, you can also complete the Snap application in store with one of our Walker team members.
  • Payment
    Due at checkout is the Snap Finance $39 application processing fee.Going forward you're just responsible for your monthly payments.

Snap Finance - Apply Here />

Applicants Must:

  • Be at least 18 years of age
  • Bring home $1,000 per month
  • Have an active checking account open for at least 90 days
  • No NSF fees on your account in the last 30 days

Snap Features:

  • Get Approved in seconds for amounts up to $3,000
  • No Credit Needed
  • 100-Day Cash Payoff Option
  • Only $39 Down
  • Quick & Easy
  • Job + Checking Account = Approved

Also Available

Synchrony Home 0% Financing

-Zero money down
-6 months-48 months 0% interest
-Subject to credit approval
-Use your Synchrony Home card for repeat purchases
-Quick and easy in store application